SBA Loans

An SBA loan is a loan issued by a traditional lender or alternative finance company that is backed by a guarantee from the U.S. Small Business Administration.

Business people at office

An SBA loan is a low-interest, government-backed loan. SBA loans give you the longest term, lowest rates, and are repaid monthly. There are four different types of loan guarantee programs through the SBA: 7(a) loans, CDC 504 loans, micro-loans and disaster loans. Because of their federal guarantee, SBA loans are the lowest cost long-term funding available to small businesses.

 

Before the involvement of alternative finance in the SBA market, getting an SBA-guaranteed loan was a lengthy, cumbersome process, which has now been simplified. Businesses that have been in business for at least two years are eligible. Collateral can be required for loans of more than $25,000 in some situations.

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Our Services Provide Many Benefits

Special service

Finding Time

2-4 Weeks

Payment

Monthly

Amount

Up to $5 Million

1-6 Years

1-5 Years

We are very glad to get client review.

We take care of the loan; you get back to business. Like these happy customers:

“We were waiting for payments from Apple and Google to come through and StrateFi's loan helped bridge that gap. They were able to offer us a small amount and it just worked beautifully in that moment. ”
Maria Dolan
Maria Dolan
"With StrateFi's reasonable rates and amazing staff, we were able to quickly obtain a loan to purchase equipment before our grand opening. Sophie was very supportive and walked us through the process."
Westley Brown
Westley Brown
"StrateFi's helped to stave off a shortfall when our first rent payment was due, I didn’t have enough to pay for everything because the center was so new. Applying for funding through StrateFi's was very straightforward."
Simon Llewellyn
Simon Llewellyn
"We had an opportunity to stock a unique bike brand that nobody else in the country was selling... Getting funding from StrateFi's was a big step for us but it made a massive difference."
Farhan Rio
Farhan Rio
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How Can I Use My SBA Loans?

You can use the proceeds of an SBA loan for short-term or long-term working capital, including seasonal financing, construction financing and inventory. To buy equipment, real estate, or to renovate existing real estate. You cannot use an SBA loan to refinance existing debt or to pay delinquent taxes.

Do I Qualify?

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